Yes. If you have lost a loved one due to a fatal workplace accident or an occupational illness your spouse and/or dependent children may be entitled to benefits for lost wages and medical expenses. Determining and qualifying for these benefits can be complicated. We recommend consulting with an experienced worker’s...
Read More
Blog Archives
What is the Industrial Commission?
The North Carolina Industrial Commission was created by the General Assembly in 1929 to administer the North Carolina Workers’ Compensation Act. Since then, the Industrial Commission has also been given authority by the General Assembly to administer the Tort Claims Act, the Law Enforcement Officers’, Firemen’s, Rescue Squad Workers’ and Civil...
Read More
Read More
What if I can still work or had to take a job making less money due to an injury?
You may still have a claim for partial disability benefits under the Workers’ Compensation Act. Partial disability benefits are 2/3 of the difference in your average weekly wage before the accident and after the accident. Therefore, if you are injured and unable to make as much as you did before...
Read More
Read More
Is my employer required to have workers’ compensation insurance?
Generally, Yes. However, an employer is not required to carry this coverage if he employs less than 3 employees on a regular basis. Also, certain groups of employers are excluded from the requirement to provide workers’ compensation coverage. Some employees excluded from coverage are casual employees, railroad workers, certain seasonal...
Read More
Read More
How much of my regular paycheck can I get while I can’t work?
The amount of these benefits received will depend on your disability. The four types of disability are discussed above. Generally, workers’ compensation is required to cover 2/3 of your regular wage or average weekly wage from the job in which you were injured. Determining your correct average weekly wage is...
Read More
Read More
What is disability and how is disability determined?
The term disability means the incapacity to earn the wages which an employee was receiving at the time of injury in the same or any other employment. The definition of disability is not just a medical term; it primarily refers to the diminished power to earn wages. It includes an...
Read More
Read More
Does my employer choose what specialist I visit?
Yes, employers and/or their insurance carriers will have a list of approved physicians and medical facilities, and they will have the right to authorize and approve your treatment with them unless it is an emergency situation. It is important to read over your state’s rules and regulations, or discuss this...
Read More
Read More
What are the most dangerous industries?
According to data on fatal workplace accidents and on-the-job injuries, some of the most dangerous industries are construction, health and human services, law enforcement, and the transportation industry. However, workplace accidents can happen in any employment setting.
Read More
Read More
What are the most commonly reported injuries?
According to the Bureau of Labor Statistics, more than 340,000 sprains and strains were reported in 2011, along with more than 180,000 back injuries. These are usually the most commonly reported injuries. Some back injuries heal with no long term issues while others involve surgery and permanent disability and restrictions....
Read More
Read More
What type of workers’ compensation may I be entitled to if I’m injured on the job?
Primarily covering medical expenses and lost wages, benefits are also extended for those who suffer from temporary/permanent total or partial disability. Death benefits may also be extended to family members who lost a loved one due to a fatal workplace accident or occupational illness. The benefits provided to injured workers...
Read More
Read More