What is the first step in handling a property damage claim?
If your vehicle has been damaged in a collision which is caused by the negligence of another, the first thing to do is contact the liability insurance company for the at-fault party. However, if you are injured in the accident, it may be best to speak with a personal injury attorney prior to making any communications with the adjuster. Your conversation may be recorded and you may unknowingly make statements that could negatively impact your case, and a personal injury attorney may be able to help you find the applicable insurance company and report your claim for you. Often, the necessary insurance information can be found on the “exchange sheet” or accident report which the responding officer may provide to you.