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Claims made vs. occurrence coverage: What’s the difference?

Riddle Brantley LLP   |  January 19, 2015   |  

Medical professionals often obtain medical malpractice insurance, which can be either claims-made or occurrence coverage. Claims-made policies cover events that happen during the policy period (or on/or after the retro-active date) and those reported while the policy is still in place. Occurrence policies cover events that occurred during the policy period no matter when they are reported.