In motorcycle accident cases where another party’s negligence caused the crash, it may be possible to recover financial compensation for medical costs from the at-fault party’s insurance company, or to sue the at-fault party directly for damages beyond those covered by insurance.
If you’ve been injured in a motorcycle accident, don’t wait — the longer you wait to talk with a North Carolina motorcycle accident lawyer, the harder it may be to win your case and get you the compensation you need and deserve.
Navigating multiple insurance claims in the wake of a serious motorcycle accident can be complex and exhausting, especially when you are already dealing with a severe injury. The good news is that you don’t have to do it alone. The experienced NC motorcycle accident attorneys at Riddle & Riddle are here to sort it all out, handle the paperwork for you, and fight to get every dime of financial compensation that you are rightfully owed.
If you have suffered injuries in a motorcycle accident, call (855) 652-2049 for a free, no-obligation consultation right away.
The Value of Filing an Insurance Claim After a Motorcycle Accident
For many people, the first thought after an accident is to pursue a claim against the at-fault driver’s liability insurance. While this is an important step, it is likely not the fastest way to have your medical bills paid for. Remember, the other driver’s insurance company might ultimately be required to pay your medical bills, but that process could draw on for weeks, months, or even years.
File a Claim with Your Insurance Company, Even if You Were Not at Fault
Unlike the at-fault driver’s liability insurance, which can take weeks or months to pay out, your own health insurance is likely to pay for your medical bills right away.
Subrogation and Liens in Motorcycle Accident Claims
While having these bills paid by your medical insurance policy is helpful in the short-term, it may add some challenges down the line. Your health insurance company has the right to seek reimbursement if you ultimately pursue a legal claim against the at-fault driver that caused your motorcycle accident.
When your health insurance provider pays for your medical bills, they will place a medical lien against you. This lien notifies you that they maintain a right to reimbursement should you ever recover compensation for your injuries. You will not be able to resolve your personal injury lawsuit without dealing with your medical liens at the same time.
There are several limitations on an insurance company’s right to seek reimbursement of benefits (also called “subrogation”) under state law. However, there are also exceptions that could allow for your insurance company to seek some or all of the settlement proceeds following an accident.
You have nothing to lose by contacting a motorcycle accident attorney at Riddle & Riddle for a thorough understanding of your rights in this situation. The consultation is always free, and you won’t pay any attorney fees unless we secure compensation for you.
Other Payment Options
Your own health insurance is not the only way you can have your medical bills paid after a motorcycle accident. In many cases, the liability insurance of the other driver could ultimately be responsible for your bills. If that driver does not have insurance, your own uninsured motorist coverage could also provide the benefits you need to be made whole.
Another option for reimbursement is a personal injury lawsuit against the at-fault party. Even if that individual does not have insurance, you could seek to leverage other assets from the defendant in an effort to cover your medical expenses.
$1,000,000 Motorcycle Accident Settlement
Riddle & Riddle recently obtained $1,000,000 in compensation on behalf of our motorcyclist client who was injured because of another driver’s negligence. Our client required multiple surgeries on the left arm and rotator cuff after being thrown off a bike fifteen feet in a collision with another vehicle. The settlement maxed out the at-fault party’s insurance policy (see disclaimer below).
How Can an Injury Lawyer Help?
If you suffered injuries in a motorcycle accident in North Carolina, call (855) 652-2049 to schedule your free, no-obligation consultation. One of our personal injury lawyers can discuss the details of your case and target all potential sources of compensation. We work on a contingency basis, meaning you will never owe us any attorney fees unless we recover compensation on your behalf.
Riddle & Riddle found me all the available money from the insurance companies.
David Howard
