Vehicle and Driver Requirements for Uber and Lyft

May 21, 2025 | By Riddle & Riddle Injury Lawyers
Vehicle and Driver Requirements for Uber and Lyft

Rideshare companies like Uber and Lyft have transformed how people get around cities like Charlotte. Still, behind the convenience these apps deliver lies a strict set of rules governing who can drive and what cars are permitted for such services. 

Understanding these provisions will go a long way toward protecting rideshare passengers and drivers, as well as all others who share North Carolina’s roadways with these vehicles.

Uber and Lyft Driver Requirements in Charlotte

In Charlotte, as is true of every city that Uber and Lyft operate within, drivers must meet specific requirements to work with the companies. These include being a certain age, having a specified number of years of driving experience, maintaining a clean background check, and holding the proper documentation. 

Both apps have similar requirements and follow similar procedures, though there are a handful of differences in how they enforce certain sets of rules, such as:

Age and Experience Level

Uber drivers must meet the age requirements for their city and have a minimum of one year of licensed driving experience. If a prospective driver is under 25, Uber requires three full years of driving experience. Lyft drivers, on the other hand, must be at least 25 years old, regardless of their expertise.

Background Checks and Driving Record Review

Both companies require background checks and reviews of driving records for all drivers. They also use systems that continuously monitor for any new violations. 

Factors that can disqualify drivers include the following:

  • Criminal offenses
  • DUI convictions
  • Reckless driving
  • Multiple moving violations within three years

Uber relies on third-party screeners for these reviews. In recent years, Lyft has also added identity verification features and stricter disqualification policies.

Required Documentation and Local Regulations

To stay active on either rideshare app, every driver must maintain the following:

  • Valid driver’s license
  • Proof of insurance
  • Vehicle registration
  • Driver profile photo
  • Vehicle inspection documentation (if registered out-of-state)

Both companies require drivers to have smartphones capable of running their respective apps and access to a stable internet connection while completing rideshare jobs.

There may be additional local regulations specific to Uber and Lyft drivers in Charlotte.

These rules help rideshare passengers and law enforcement identify rideshare vehicles and their drivers; noncompliance can result in substantial fines or even deactivation from the app. 

Vehicle Requirements for Uber and Lyft in Charlotte

Uber and Lyft require their drivers’ vehicles to be safe and well-maintained, but the specifics can vary by city and company. 

In Charlotte, North Carolina, drivers are required to use personal cars that meet the following specific standards:

  • Year: 2009 or newer (Lyft); 16 years old or newer (Uber)
  • Doors: Four-door vehicles only
  • Seating: Must accommodate at least five people, including the driver
  • Condition: No cosmetic damage, broken parts, or commercial branding (Uber)
  • Ownership: Salvage, rebuilt, or otherwise flagged titles are not allowed

Vehicles also cannot be taxis, limousines, or rentals, unless the rental is arranged through one of the app’s official vehicle programs, such as Lyft’s Express Drive.

Annual Inspections

Annual inspections are required for all rideshare vehicles in Charlotte, though the specific requirements depend on where the vehicle is registered:

  • In-State Vehicles: Must pass standard North Carolina safety inspections, typically conducted at licensed stations
  • Out-of-State Vehicles: Must undergo inspections at facilities within North Carolina and then upload documentation

These inspections evaluate the following:

  • The condition of the brakes
  • The condition of the tires and treads
  • The vehicle's headlights, signals, and mirrors
  • Emission controls, if necessary

Missing or expired inspection records can lead to app deactivation and limit a driver’s insurance coverage during an accident.

Coverage Requirements for Rideshare Drivers

Rideshare insurance policies are structured around a driver’s activity on the app and are broken down as follows, depending on whether or not the driver is actively working:

  • Waiting for a Ride Request: $50,000 bodily injury per person, $100,000 bodily injury per accident, $25,000 property damage
  • Picking Up a Passenger (or a Passenger is in the Car): Up to $1 million in third-party liability, uninsured motorist coverage, collision/comprehensive coverage

Uber and Lyft each typically have a $2,500 deductible; however, the driver's insurance must provide primary coverage before the rideshare insurance takes effect.

What Happens When Drivers Don’t Meet Requirements?

Failure to meet Uber or Lyft safety and documentation standards, whether caused by lapses in insurance coverage, not completing an annual inspection, or a negative background check, can lead to temporary or permanent deactivation of their accounts. Rideshare companies also immediately remove inactive drivers from their apps and prevent them from working.

Any crashes during non-compliance may not be eligible for rideshare insurance coverage. In personal injury claims, any gaps in documentation will often raise questions about liability.  

If a driver is no longer active with a company but continues to operate (or fails to meet the rules required in Charlotte, such as displaying a placard), victims may encounter additional challenges when attempting to recover compensation.

How Rideshare Rules Impact Accident Claims

Understanding the driving requirements for Uber or Lyft is key in personal injury cases after a crash

Take, for instance, the following scenarios:

  • If a driver failed to display the correct placard or emblem, the company may argue that they were non-compliant at the time of the accident.
  • If a driver used an ineligible vehicle or did not undergo required inspections, the claim may involve a dispute over whether Uber or Lyft insurance should apply.
  • Drivers not logged in may only have their insurance available for coverage.

Whether a driver meets these requirements can affect who is liable and what insurance coverage applies.

Traveling Safely With Uber and Lyft in Charlotte

Overall, Lyft and Uber driver requirements are as strict as they are to ensure the safety of their passengers and other individuals on the road. These requirements aren’t just bureaucratic; they play a significant role in how insurance applies during an accident and whether rideshare companies can be held accountable.

Contact a Personal Injury Lawyer from Riddle & Riddle Injury Lawyers for Help Today

For more information, please contact Riddle & Riddle Injury Lawyers to schedule a free consultation with a personal injury lawyer in North Carolina today. We have five convenient locations in North Carolina, including Greenville, Raleigh, Goldsboro, Jacksonville, Kinston, Charlotte, Greensboro, Durham, Fayetteville, Wilmington, Winston-Salem & Garner.

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