“Should I give a recorded statement to the insurance company?” In the aftermath of an accident, it can be difficult to know exactly what to do. You may need to seek medical attention, law enforcement may need to talk with you about the accident, and you will probably be contacted by the insurance company’s claims adjuster. The insurance company may ask you to give a recorded statement. You might be wondering, “Should I give the insurance company a recorded statement?” In almost every case, it is advisable that you do not give a recorded statement to the insurance company immediately after an auto accident. At the very least, talk with an experienced injury attorney before giving any statement to the claims adjuster or insurance company. While the claims adjuster may appear to be on your side, in reality, the insurance company’s goal is to get you to accept a quick settlement in order to pay as little as possible on your injury claim. They may try to use a recorded statement against you.
“Am I required to give a recorded statement to the insurance company?”
In the state of North Carolina, you are not required to give a recorded statement to the insurance company after an auto accident — and you absolutely have the right to consult with an injury lawyer before talking with an adjuster or insurance company representative.
An experienced injury lawyer can advise you on what to say — and what not to say — when you talk with the insurance company after a car accident.
If you do decide to talk with the insurance company, never admit fault and be honest. Remember, insurance companies will often try to use what you say in the recorded statement to avoid paying your claim. You also have the right to give a written statement, which may help avoid mistakes that could be used against you in the claims process.
For instance, in the immediate aftermath of the accident, you may not have experienced any pain yet, and you might tell the adjuster that you didn’t suffer any injuries. If you later experience pain and require treatment, the insurance company could use the recorded statement to dispute your claim.
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