Does Car Insurance Cover Pedestrian Accidents in North Carolina?
If you’ve been injured in a pedestrian accident in North Carolina, you may be wondering, “Does car insurance cover pedestrian accidents in North Carolina?”
The simple answer is that yes, car insurance covers pedestrian accidents in North Carolina. However, in some situations, the at-fault driver does not have car insurance, in which case, the victim’s uninsured/underinsured coverage (UM/UIM) may provide compensation.
What Does Car Insurance Cover in a Pedestrian Accident?
If you’ve been injured in a pedestrian accident and have a pedestrian accident claim, the at-fault driver’s insurance will cover your damages, up to the maximum amount as written in the policy.
If the at-fault driver does not have car insurance (studies show that as many as one in seven drivers do not carry auto insurance despite being required by law to do so), the victim’s own car insurance policy may offer compensation, if the policy includes uninsured/underinsured coverage.
Car insurance may provide compensation for all types of damages in a pedestrian accident, including:
- Medical bills
- Lost wages
- Miscellaneous expenses (in-home care, medical equipment, etc.)
- Pain and suffering
An experienced pedestrian accident lawyer can help calculate your damages and ensure that you seek maximum compensation for your injuries. For a FREE consultation with an experienced North Carolina pedestrian accident lawyer, please call 1-800-525-7111 or complete the fast and easy form below.
There is no obligation and you won’t pay any attorney fees unless we recover compensation for you.
Contributory Negligence in North Carolina
North Carolina is one of just a few states with the doctrine of contributory negligence. This law is very unfair to injured victims and essentially means that you cannot recover compensation for your injuries if you are found to be even partially contributed to the accident.
The law of contributory negligence applies to pedestrian accidents in North Carolina. If you were injured in a pedestrian accident and were found to be partially at fault, there are certain circumstances under which the rule of contributory negligence may be overruled. An experienced pedestrian accident lawyer can help evaluate your claim and advise you on your best available legal options.
The Importance of UI/UIM Insurance in Pedestrian Accident Cases
Drivers in North Carolina are required to carry auto insurance, however, some drivers choose to break the law and drive without coverage.
In fact, according to the Insurance Information Institute, roughly 10 percent of all drivers in North Carolina are uninsured.
Because of this, it is strongly recommended that all drivers include uninsured / underinsured motorist coverage as part of their car insurance policies. UM/UIM coverage can compensate you for injuries if you are hurt in a pedestrian accident but the driver does not have car insurance.
Have You Been Injured in a North Carolina Pedestrian Accident?
If you’ve been hurt in a pedestrian accident due to someone else’s negligence in North Carolina, our experienced pedestrian accident attorneys would love to help however they can.
For a FREE, no-obligation consultation with an experienced personal injury lawyer handling pedestrian accident cases across North Carolina, please call 1-800-525-7111.
There is no obligation and you won’t pay any attorney fees unless we win your case and you receive compensation.
“Riddle & Brantley found me all the available money from the insurance companies.”
–David Howard, Riddle & Brantley client
Justice Counts and we would love to help however we can. We know what you’re going through and we’ve helped thousands of injury victims get the compensation and justice they deserve. Since 1985, our attorneys have recovered millions of dollars in compensation for deserving clients (see disclaimer below).
*** Disclaimer: The results mentioned are intended to illustrate the type of cases handled by the firm. These results do not guarantee a similar outcome, and they should not be construed to constitute a promise or guarantee of a particular result in any particular case. Every case is different, and the outcome of any case depends upon a variety of factors unique to that case.